@prefix dcterms: <http://purl.org/dc/terms/> .
@prefix delta:   <http://www.w3.org/2004/delta#> .
@prefix dsv:     <http://purl.org/iso25964/DataSet/Versioning#> .
@prefix owl:     <http://www.w3.org/2002/07/owl#> .
@prefix rdfs:    <http://www.w3.org/2000/01/rdf-schema#> .
@prefix sd:      <http://www.w3.org/ns/sparql-service-description#> .
@prefix sh:      <http://purl.org/skos-history/> .
@prefix skos:    <http://www.w3.org/2004/02/skos/core#> .
@prefix xhv:     <http://www.w3.org/1999/xhtml/vocab#> .

<http://zbw.eu/stw/descriptor/18673-1/version/9.16/delta/9.18>
        a                 sh:ConceptDelta;
        dcterms:isPartOf  <http://zbw.eu/stw/version/9.16/delta/9.18>;
        delta:deletion    [ <http://zbw.eu/namespaces/zbw-extensions/altLabelNarrower>
                          "Non-bank financial institution"@en ];
        delta:deletion    [ skos:altLabel  "Nonbank"@en ];
        delta:deletion    [ skos:altLabel  "Nonbank bank"@en ];
        delta:deletion    [ <http://zbw.eu/namespaces/zbw-extensions/altLabelNarrower>
                          "Non-bank financial intermediation"@en ];
        delta:insertion   [] ;
        delta:insertion   [] ;
        delta:insertion   [] ;
        delta:insertion   []  .

<http://zbw.eu/stw/descriptor/18673-1/version/9.08/delta/9.10>
        a                 sh:ConceptDelta;
        dcterms:isPartOf  <http://zbw.eu/stw/version/9.08/delta/9.10>;
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:insertion   [ skos:altLabel  "Nonbank bank"@en ];
        delta:insertion   [ skos:altLabel  "Nonbank"@en ];
        delta:insertion   [ skos:altLabel  "Limited service bank"@en ];
        delta:insertion   [ skos:altLabel  "Shadow bank"@en ] .

<http://zbw.eu/stw/descriptor/18673-1/version/9.14/delta/9.16>
        a                 sh:ConceptDelta;
        dcterms:isPartOf  <http://zbw.eu/stw/version/9.14/delta/9.16>;
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:insertion   [ <http://zbw.eu/namespaces/zbw-extensions/altLabelNarrower>
                          "Non-bank financial institution"@en ];
        delta:insertion   [ <http://zbw.eu/namespaces/zbw-extensions/altLabelNarrower>
                          "Non-bank financial intermediation"@en ] .

<http://zbw.eu/stw/descriptor/18673-1/version/8.04/delta/8.06>
        a                 sh:ConceptDelta;
        dcterms:isPartOf  <http://zbw.eu/stw/version/8.04/delta/8.06>;
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:insertion   [ skos:altLabel  "Informal financial system"@en ];
        delta:insertion   [ skos:altLabel  "Informeller Kapitalmarkt"@de ];
        delta:insertion   [ skos:altLabel  "Informal financial market"@en ];
        delta:insertion   [ skos:related  <http://zbw.eu/stw/descriptor/19273-5> ];
        delta:insertion   [ skos:altLabel  "Rotating savings and credit association"@en ];
        delta:insertion   [ skos:altLabel  "Informeller Finanzmarkt"@de ];
        delta:insertion   [ skos:broader  <http://zbw.eu/stw/descriptor/10501-0> ];
        delta:insertion   [ skos:prefLabel  "Informal credit market"@en ];
        delta:insertion   [ skos:related  <http://zbw.eu/stw/descriptor/13702-3> ];
        delta:insertion   [ skos:altLabel  "Tontine"@en ];
        delta:insertion   [ skos:related  <http://zbw.eu/stw/descriptor/13287-3> ];
        delta:insertion   [ skos:broader  <http://zbw.eu/stw/thsys/70091> ];
        delta:insertion   [ skos:altLabel  "Dualer Finanzmarkt"@de ];
        delta:insertion   [ skos:inScheme  <http://zbw.eu/stw> ];
        delta:insertion   [ skos:related  <http://zbw.eu/stw/descriptor/18323-0> ];
        delta:insertion   [ skos:broader  <http://zbw.eu/stw/thsys/70187> ];
        delta:insertion   [ skos:altLabel  "Rotierender Spar- und Kreditfonds"@de ];
        delta:insertion   [ skos:related  <http://zbw.eu/stw/descriptor/18073-4> ];
        delta:insertion   [ skos:prefLabel  "Informeller Finanzsektor"@de ];
        delta:insertion   [ skos:broader  <http://zbw.eu/stw/descriptor/18671-5> ];
        delta:insertion   [ skos:altLabel  "Informal lending"@en ];
        delta:insertion   [ skos:related  <http://zbw.eu/stw/descriptor/20553-3> ];
        delta:insertion   [ skos:broader  <http://zbw.eu/stw/thsys/70905> ] .

<http://zbw.eu/stw/descriptor/18673-1>
        sh:conceptHistory  <http://zbw.eu/stw/descriptor/18673-1/version/9.14/delta/9.16> , <http://zbw.eu/stw/descriptor/18673-1/version/9.08/delta/9.10> , <http://zbw.eu/stw/descriptor/18673-1/version/9.02/delta/9.04> , <http://zbw.eu/stw/descriptor/18673-1/version/8.04/delta/8.06> , <http://zbw.eu/stw/descriptor/18673-1/version/9.16/delta/9.18> , <http://zbw.eu/stw/descriptor/18673-1/version/8.10/delta/8.12> , <http://zbw.eu/stw/descriptor/18673-1/version/8.12/delta/8.14> .

<http://zbw.eu/stw/descriptor/18673-1/version/9.02/delta/9.04>
        a                 sh:ConceptDelta;
        dcterms:isPartOf  <http://zbw.eu/stw/version/9.02/delta/9.04>;
        delta:deletion    [] ;
        delta:insertion   [ skos:altLabel  "Shadow banking"@en ] .

<http://zbw.eu/stw/descriptor/18673-1/version/8.12/delta/8.14>
        a                 sh:ConceptDelta;
        dcterms:isPartOf  <http://zbw.eu/stw/version/8.12/delta/8.14>;
        delta:deletion    [ skos:broader  <http://zbw.eu/stw/thsys/70091> ];
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:deletion    [ skos:related  <http://zbw.eu/stw/descriptor/18073-4> ];
        delta:insertion   [] ;
        delta:insertion   [] ;
        delta:insertion   [ skos:related  <http://zbw.eu/stw/descriptor/29840-4> ];
        delta:insertion   [ skos:broader  <http://zbw.eu/stw/thsys/194915> ] .

<http://zbw.eu/stw/descriptor/18673-1/version/8.10/delta/8.12>
        a                 sh:ConceptDelta;
        dcterms:isPartOf  <http://zbw.eu/stw/version/8.10/delta/8.12>;
        delta:deletion    [] ;
        delta:deletion    [ skos:altLabel  "Informal financial system"@en ];
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:deletion    [] ;
        delta:deletion    [ skos:related  <http://zbw.eu/stw/descriptor/13287-3> ];
        delta:deletion    [] ;
        delta:deletion    [ skos:broader  <http://zbw.eu/stw/thsys/70187> ];
        delta:deletion    [] ;
        delta:deletion    [ skos:related  <http://zbw.eu/stw/descriptor/13702-3> ];
        delta:deletion    [ skos:related  <http://zbw.eu/stw/descriptor/18323-0> ];
        delta:deletion    [ skos:prefLabel  "Informal credit market"@en ];
        delta:deletion    [ skos:altLabel  "Rotierender Spar- und Kreditfonds"@de ];
        delta:deletion    [ skos:altLabel  "Dualer Finanzmarkt"@de ];
        delta:insertion   [] ;
        delta:insertion   [ skos:related  <http://zbw.eu/stw/descriptor/24624-0> ];
        delta:insertion   [] ;
        delta:insertion   [ skos:altLabel  "Informal credit"@en ];
        delta:insertion   [ skos:altLabel  "Schattenbank"@de ];
        delta:insertion   [] ;
        delta:insertion   [] ;
        delta:insertion   [] ;
        delta:insertion   [] ;
        delta:insertion   [] ;
        delta:insertion   [ skos:prefLabel  "Informal finance"@en ];
        delta:insertion   [ skos:altLabel  "Rotierende Sparvereine"@de ];
        delta:insertion   [] ;
        delta:insertion   [ skos:altLabel  "Hawala"@de ] .