@prefix cc: <http://creativecommons.org/ns#> .
@prefix dc: <http://purl.org/dc/elements/1.1/> .
@prefix dcterms: <http://purl.org/dc/terms/> .
@prefix dsv: <http://purl.org/iso25964/DataSet/Versioning#> .
@prefix foaf: <http://xmlns.com/foaf/0.1/> .
@prefix gbv: <http://purl.org/ontology/gbv/> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix rdf: <http://www.w3.org/1999/02/22-rdf-syntax-ns#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix stw: <http://zbw.eu/stw/> .
@prefix xsd: <http://www.w3.org/2001/XMLSchema#> .
@prefix zbwext: <http://zbw.eu/namespaces/zbw-extensions/> .

<http://zbw.eu/stw> dcterms:issued "2025-12-16"^^xsd:date ;
	dcterms:title "STW Thesaurus for Economics"@en, "Standard-Thesaurus Wirtschaft"@de ;
	owl:versionInfo "9.20" ;
	skos:prefLabel "STW Thesaurus for Economics"@en, "Standard-Thesaurus Wirtschaft"@de .
<http://zbw.eu/stw/descriptor/13293-1> gbv:gvkppn "091372852"^^xsd:string ;
	a skos:Concept, zbwext:Descriptor ;
	rdfs:isDefinedBy <http://zbw.eu/stw/descriptor/13293-1/about> ;
	skos:altLabel "Bad debt insurance"@en, "Loan insurance"@en, "Restkreditversicherung"@de, "Restschuldversicherung"@de ;
	skos:broader <http://zbw.eu/stw/descriptor/13297-0>, <http://zbw.eu/stw/thsys/70891> ;
	skos:exactMatch <http://eurovoc.europa.eu/3373>, <http://www.wikidata.org/entity/Q378834>, <https://d-nb.info/gnd/4032948-3> ;
	skos:inScheme <http://zbw.eu/stw> ;
	skos:narrowMatch <https://d-nb.info/gnd/4189105-3>, <https://d-nb.info/gnd/4199594-6>, <https://d-nb.info/gnd/4199595-8>, <https://d-nb.info/gnd/4223831-6>, <https://d-nb.info/gnd/4443798-5> ;
	skos:narrower <http://zbw.eu/stw/descriptor/10866-2> ;
	skos:prefLabel "Credit insurance"@en, "Kreditversicherung"@de ;
	skos:related <http://zbw.eu/stw/descriptor/12252-6>, <http://zbw.eu/stw/descriptor/13777-0>, <http://zbw.eu/stw/descriptor/29633-2> ;
	foaf:page <http://to.delete.org/>, <https://www.econbiz.de/subject/Credit%2Binsurance/>, <https://www.econbiz.de/thema/Kreditversicherung/> ;
	zbwext:indexedItem <http://to.delete.org/>, <https://www.econbiz.de/subject/Credit%2Binsurance/>, <https://www.econbiz.de/thema/Kreditversicherung/> .
<https://www.econbiz.de/subject/Credit%2Binsurance/> dcterms:subject <http://zbw.eu/stw/descriptor/13293-1> .
<https://www.econbiz.de/thema/Kreditversicherung/> dcterms:subject <http://zbw.eu/stw/descriptor/13293-1> .